Question 1

Do you offer payment plans?

Accepted Answer

Yes. We understand that paying for maternity care is a significant investment. We offer flexible payment plans that allow you to spread the cost of care over the course of your pregnancy.

Question 2

Can I use my HSA or FSA account?

Accepted Answer

Absolutely. Our services are eligible expenses for Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA). Many families use these accounts to cover part or all of their care.

Question 3

What if my insurance denies coverage?

Accepted Answer

We provide you with a detailed “superbill” that you can submit for possible reimbursement. If coverage is denied, we’ll work with you to set up a payment plan that makes care as accessible as possible.

Question 4

Does Medicaid / Apple Health cover midwifery care in Washington?

Accepted Answer

Yes. Licensed midwifery care, including homebirth, is covered by Apple Health in Washington. We are in-network with several Apple Health managed care plans as well as HCA patients not on managed care.

Question 5

Do you accept out-of-network insurance?

Accepted Answer

Yes. Even if your plan is out-of-network, we can bill on your behalf or provide the paperwork needed for reimbursement. Many families receive partial coverage this way.

Question 6

What if I still have questions?

Accepted Answer

That’s what we’re here for. Reach out anytime, our team is happy to guide you through your insurance and payment options so you feel confident moving forward.

Question 7

What insurance do you accept?

Accepted Answer

We take these insurance plans:Washington Medicaid / Apple Health (including HCA patients not on managed care)Coordinated Care – Apple HealthMolina – Apple HealthAmbetter – Washington Exchange PlanMolina Marketplace – Washington Exchange PlanPremera Blue Cross Blue ShieldRegence Blue Cross Blue ShieldBlue Cross Blue Shield out-of-state plansLifeWiseHeritageGlobalHCA GlacierIndividual SignatureUnited Health Plan

Question 8

What other fees can I expect?

Accepted Answer

Many of the holistically minded aspects of our care that promote health and wellness during the perinatal period are considered unnecessary or excessive by state and private insurance companies and are not covered. Wild Moon gives clients the option to pay a non-covered services fee in order to receive the naturally-minded, homebirth care our clients desire.

Frequently Asked Questions